F'D UP MY CREDIT is an Amazon Best Seller, & A Must Read....
How To Navigate and Find The Advantages In A Disadvantaged Credit Reporting System For Black America
"F'd Up My Credit" is for anyone who feels overwhelmed by the credit system, anyone who wants to rebuild or improve their financial standing, and especially for those who have felt excluded or underserved by the financial establishments.
"It is a cruel jest to say to a bootless man that he should lift himself by his own bootstraps." Martin Luther King, Jr.
Everyone deserves a chance or a second or third at great credit and experiencing the benefits of it. So many of us where never educated on how to manage our credit. Partly by design but the time is now to get the knowledge we need to end these generational bad habits.
Insight into Systemic Issues
This book shines a light on the specific challenges that Black America faces with the credit system. It offers a detailed examination of the historical and systemic inequities that have led to a disparity in credit accessibility and financial power.
Shift in Mindset
The book challenges readers to shift their mindset about credit, encouraging a proactive rather than reactive approach to financial health. It aims to transform how readers value credit and understand its impact on their lives.
Broader Change
This book not only benefits the individual reader but also supports the broader movement toward financial literacy and equity. It's a step towards changing the narrative and ensuring that more people are equipped to challenge and change the system.
From the Author
” Being in the financial lending industry for over 15 years, I’ve seen some of the disadvantages that were imposed on Black America many years ago, still having an effect on some of us today”
Credit is a pillar of financial stability in today's world, yet not everyone has been given the same starting line. For Black America, the roots of disparity run deep, woven into the very fabric of our financial systems. This series aims to shed light on these systemic issues while providing knowledge and tools for empowerment.
Used Knowledge is Power
In a world where credit often dictates opportunities, it can be daunting to feel like the system isn’t designed in your favor. But let this be a beacon of hope: Knowledge is power, and empowerment is within reach.
A Message of Hope and Empowerment
Despite these challenges, knowledge and strategic action can pave the way for better outcomes. Understanding the history is crucial because it informs the strategies that can be employed to combat these inequities. In my book, "F'd Up My Credit", I delve deeper into these strategies, offering guidance tailored to navigating and leveraging the system to your advantage.
You're More Than Just A Number
Remember, your credit score is not just a number—it's a stepping stone towards your dreams. Your empowerment begins with understanding, and it grows with every action you take. We are in this together, and together, we can pave the way for greater success and generational wealth.
"F’d Up My Credit is nothing short of truth. I’ve spent over 19 years in the financial industry from small lending to mortgage loan origination to education, and this book tells the absolute truth about it all. On top of that, I’ve experienced a lot of the financial abuse 1st hand and am still working towards becoming free of it. What I liked most was how he wrote it in a story format instead of just information only. I wanted to keep reading to find out what happened next. The title alone made me curious enough to get the book. Hesitate no longer. Get the book! It’s well worth it. Knowledge is power!"
-C. Smith
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